Staff Resource Dashboard

 Communicable Disease Exclusion

Carriers using Communicable Disease Exclusion CG2132 exclusion:

• Berkley Mid-Atlantic

• Chubb

• CM Regent

• Donegal

• Encova

  • “The CG 21 32 does not automatically attach to our policies currently, however this is something we are looking to add to our policies in the future (no set date yet)

• Millers Mutual

  • Communicable Disease Exclusion will be included on All New and Renewal BOP and Umbrella Policies Effective 1.1.21

  • COVID-19 has impacted all of us personally and/or professionally. We continue to be challenged to make necessary adjustments to handle the impact of Covid-19. With that being said, Millers Mutual has been watching the Communicable Disease Exclusion topic closely. In fact, we’ve seen many carriers include a general liability and umbrella communicable disease exclusion endorsement on class specific situations as of July 1, 2020. As many insurance companies approach the January 1, 2021, reinsurance renewal, they are being advised by incumbent and prospective reinsurers that the communicable disease endorsement will be required as a condition of the renewal terms.
    
    For this reason, a Communicable Disease Exclusion will be included on all new and renewal BOP and Umbrella Policies Effective 1.1.21.
    
    Please contact Caroline Raneri, VP of Sales and Agency Relations, should you have any questions regarding this communication.
    
    BOP Endorsement
    CU Endorsement

• Philadelphia

• UFG

  • Communicable diseases exclusion effective January 1, 2021 Effective January 1, 2021, a communicable diseases exclusion will be added to all UFG Insurance policies, both new and renewal, in all states except Texas.

  • Policyholders will be notified by mail advising them of a conditional renewal with the following wording: Virus contamination exclusion now also applies to exposures away from your premises as well as from your products.

• Utica